Category Archives: Finance

Why Land Often Beats Stocks And Bonds

As investors look for ways to ensure a good return on their money, land sales are increasing in popularity. Profits, whilst not guaranteed, are often better than those from the stock market, for several reasons:

Less risk, more profit: While some investors have a significant investment in the stock market, often with a comprehensive, well-managed portfolio, for most smaller investors, their experience of the market is limited to one or two companies and they are therefore more open to stock market fluctuations and risks. Company share prices can be affected by many external factors, often beyond the companys control and, unless you are watching the market carefully day by day, you usually have to hold onto your shares for many years in order to turn a good profit. By contrast, if you select the right land, or take the advice of a reliable land agent, you can realise potentially fantastic profits in a much shorter space of time. This is because the land thats normally made available to smaller investors has been carefully chosen. Big land investors buy and then bank land that they think will be ear-marked for development in the future, and then either hold onto it, or parcel it up and sell it to private investors, who reap the benefits if planning permission is granted at a later date. Continue reading

Wall Street Crash, October 1929

This post is probably the most valuable post on this website, for the amount of history, learning, wealth and losses it captures, and lessons that are as relevant today, as they were in the Wall Street Crash, October 1929. Please read and share. Thanks.

Claud Cockburn, writing for the “Times of London” from New York, described the irrational exuberance that gripped the nation just prior to the Wall Street Crash, October 1929 and the following Great Depression of the 1930s, the bread lines, the apple sellers, etc. As Europe wallowed in post-war malaise, America seemed to have discovered a new economy, the secret of uninterrupted growth and prosperity, the fount of transforming technology:

“The atmosphere of the great boom was savagely exciting, but there were times when a person with my European background felt alarmingly lonely. He would have liked to believe, as these people believed, in the eternal upswing of the big bull market or else to meet just one person with whom he might discuss some general doubts without being regarded as an imbecile or a person of deliberately evil intent – some kind of anarchist, perhaps.” Continue reading

How to Find Venture Capital?

Thе mоѕt соmmоn рrоblеm thаt реорlе fасе whеn thеу аrе ѕtаrtіng thеіr buѕіnеѕѕ іѕ rеgаrdіng hоw tо fіnd thе fundѕ thаt іѕ nесеѕѕаrу tо ѕtаrt thе buѕіnеѕѕ. Althоugh а grеаt buѕіnеѕѕ рlаn іѕ еѕѕеntіаl іn thіѕ rеѕресt, уеt іt mау nоt bе еnоugh tо gеt thе rеquіrеd аmоunt оf fundѕ tо run thе buѕіnеѕѕ. Whіlе ѕоmе реорlе trу tо tаkе hеlр frоm аffluеnt frіеndѕ, ѕоmе оthеrѕ mау rеѕоrt tо bаnk lоаnѕ аnd fоr thе rеѕt, thеrе аrе vеnturе саріtаl іnvеѕtоrѕ whо wіll bе hарру tо іnvеѕt іn а nеw buѕіnеѕѕ. Continue reading

3 Different Types of Investments

There are 3 different kinds of investments, aligned to cash, bonds, and equities. Fortunately, the amount of information that you need to learn has a direct relation to the type of investor that you are. For example, making investments in the stock market can be scary for those who know little or nothing about financial investments, especially because stock prices are volatile, and can easily move down by 20% within a week of investment if negative news comes. If the stock is good quality, then the prices will bounce back as soon as markets stabilize. The stock markets are suitable only for a one of the three categories of investors.

There are also 3 types of investors: conservative, moderate, and aggressive. The different types of investments also cater to the three levels of risk tolerance: low risk, medium risk and high risk. Continue reading